Andorra — Residency

Andorra Passive Residency (Residency without Gainful Activity)

Processing time: 2–4 months
Physical presence: At least 90 days per year of physical presence in Andorra. This is a real requirement — passive residency is not a purely on-paper status.
Family: The spouse or partner and dependent children can be included, and dependent ascendants in some cases, each subject to the immigration file and, where applicable, additional AFA deposits.

See the investment routes and what each one really costs →

Limits and drawbacks

This is residence, not citizenship. Andorra has no citizenship-by-investment programme; naturalisation takes around twenty years and Andorra does not permit dual nationality.
The 2026 reform raised the investment from 600,000 to 1,155,000 USD and introduced annual quotas, so a place is not guaranteed even if you can invest — confirm quota availability with the Govern.
It requires a genuine 90-day annual presence and does not give visa-free Schengen access, since Andorra is outside the Schengen area.
Exact post-reform sub-figures (the AFA deposit and any real-estate minimum) vary between secondary sources; treat them as provisional and confirm the current amounts with the Govern d’Andorra before acting.

What it gets you

One of Europe’s lowest tax regimes: personal and corporate tax capped at 10 percent, VAT at 4.5 percent
No wealth tax and no general inheritance or gift tax
A stable, safe Pyrenees location with open land borders to France and Spain

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What we do for you

Citizenship or residence, the honest answer often is not the one you arrived with. We take the whole procedure with you — eligibility, the route that fits your situation, the file, the follow-up — with one person on your side throughout.

For Andorra specifically, you are talking to someone who already knows the file: who to speak to on the ground, what the unit actually asks for, and the points where applications stall.

One point of contact, from the first call to the certificate
Vetted partners on the ground — law firms, licensed agents, banks — introduced, not listed
It starts with a short qualifying call, and no, it is not a sales call

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