ORVELION
Jurisdictions

Panama

Panama grants permanent residence directly and fast — often within about 30 days — through its Qualified Investor Visa, from a 300,000 USD property purchase, paired with a territorial tax system that does not tax foreign-source income. Two things to keep honest: the 300,000 USD threshold is set to rise to 500,000 USD around October 2026, and this is residency, not a near-automatic passport.

Residency by investment — key figures

From
$300 000≈ $400 500 — estimated total, family of four, fees included
Processing time
1–2 months
Physical presence
Applicants must enter Panama to file and collect the residence card. Afterwards there is no minimum annual stay, but permanent residence can lapse if you are absent from Panama for more than two consecutive years.

Investment routes

RouteOfficial minimumReal total, family of four
Real estate$300 000≈ $400 500
Investment fund$500 000≈ $667 500
Bank deposit$750 000≈ $1 001 250

Last verified

Tax at a glance

  • Territorial tax: foreign-source income is not taxed in Panama
  • Panama-source personal income is taxed progressively, up to 25%
  • No tax on foreign capital gains, and no wealth tax
  • Indirect tax (ITBMS) is low, at a 7% standard rate
  • Residency does not by itself make you a Panama citizen

Compare it with another jurisdiction

—MaltaUruguay
Official minimumenv. $80 800lower$100 000
Real total, family of 4 (fees included)≈ $107 860lower≈ $133 500
Announced processing12–18 months6–12 monthsfaster
Presence requiredNone.Uruguay expects genuine presence.
Years to citizenship—3 yearsfaster
Investment routesReal estateReal estate, Investment fund
A route returns the capitalNoIdentical on this lineNoIdentical on this line
Open to Russian applicantsYesIdentical on this lineYesIdentical on this line
RegionEuropeLatin America

Open the country page · MaltaOpen the country page · Uruguay

Frequently asked questions

Does Panama tax my foreign income?

No. Panama uses a territorial system, so income earned outside Panama is not taxed there. Only Panama-source income is taxed, progressively up to 25%. This does not by itself remove obligations to a country that taxes on citizenship, such as the United States.

Is the 300,000 USD investment figure permanent?

No. The 300,000 USD real-estate threshold for the Qualified Investor Visa is scheduled to rise to 500,000 USD around October 2026 under Decree 193-2024, unless extended again. Verify the current figure before committing.

Does Panama residency lead to a passport?

Not quickly or automatically. Naturalisation is possible only after five years of residence, is discretionary and slow in practice, and Panama’s constitution calls for renouncing your prior nationality. Treat Panama as residency first, citizenship as a distant possibility.

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What we do for you

Citizenship or residence, the honest answer often is not the one you arrived with. We take the whole procedure with you — eligibility, the route that fits your situation, the file, the follow-up — with one person on your side throughout.

For Panama specifically, you are talking to someone who already knows the file: who to speak to on the ground, what the unit actually asks for, and the points where applications stall.

  • One point of contact, from the first call to the certificate
  • Vetted partners on the ground — law firms, licensed agents, banks — introduced, not listed
  • It starts with a short qualifying call, and no, it is not a sales call

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