ORVELION
Signature landscape of Andorra.
Jurisdictions

Andorra

Andorra is a low-tax Pyrenees microstate offering passive (non-lucrative) residency by investment. A 2026 reform raised the threshold from 600,000 to 1,155,000 USD in Andorran assets, with a 90-day annual stay and new quotas. It is not the EU and grants no citizenship by investment.

Krzysztof Golik · CC BY-SA 4.0

Residency by investment — key figures

From
env. $1 154 000≈ $1 540 857 — estimated total, family of four, fees included
Processing time
2–4 months
Physical presence
At least 90 days per year of physical presence in Andorra. This is a real requirement — passive residency is not a purely on-paper status.

Investment routes

RouteOfficial minimumReal total, family of four
Capital transferAlso accepted for this threshold — real estate, business, government bonds, bank depositenv. $1 154 000≈ $1 540 857

Last verified

Tax at a glance

  • Personal income tax (IRPF) capped at 10 percent, among Europe’s lowest
  • Corporate tax (Impost sobre Societats) capped at 10 percent
  • IGI, the Andorran VAT, at a general 4.5 percent — the lowest in Europe
  • No wealth tax and no general inheritance or gift tax

Compare it with another jurisdiction

—UruguayIndonesia
Official minimum$100 000lower$130 000
Real total, family of 4 (fees included)≈ $133 500lower≈ $173 550
Announced processing6–12 months1–3 monthsfaster
Presence requiredUruguay expects genuine presence.There is no minimum-stay requirement to keep the visa, but the qualifying investment or deposit must be maintained for its whole term.
Years to citizenship3 yearsfaster—
Investment routesReal estate, Investment fundBank deposit, Real estate, Government bonds, Business
A route returns the capitalNoYes
Open to Russian applicantsYesIdentical on this lineYesIdentical on this line
RegionLatin AmericaAsia

Open the country page · UruguayOpen the country page · Indonesia

Frequently asked questions

Can I get an Andorran passport by investing?

No. Andorra has no citizenship-by-investment programme. Naturalisation requires around twenty years of residence (or ten if you completed compulsory schooling in Andorra), and Andorra does not permit dual nationality — acquiring it means renouncing your current one. Confirm the current rule with the Govern d’Andorra.

How much do I need after the 2026 reform?

The passive-residency investment threshold rose from 600,000 to 1,155,000 USD in Andorran assets in early 2026, and annual quotas now apply (Decret 75/2026). A non-interest-bearing deposit with the AFA forms part of it. The exact sub-figures vary between sources, so confirm the current amounts and quota directly with the Govern d’Andorra.

Is Andorra in the EU or the Schengen area?

No. Andorra is neither an EU member state nor part of the Schengen area, though it has customs and monetary arrangements with the EU and open land borders with France and Spain.

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What we do for you

Citizenship or residence, the honest answer often is not the one you arrived with. We take the whole procedure with you — eligibility, the route that fits your situation, the file, the follow-up — with one person on your side throughout.

For Andorra specifically, you are talking to someone who already knows the file: who to speak to on the ground, what the unit actually asks for, and the points where applications stall.

  • One point of contact, from the first call to the certificate
  • Vetted partners on the ground — law firms, licensed agents, banks — introduced, not listed
  • It starts with a short qualifying call, and no, it is not a sales call

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