Bermuda
Bermuda grants an indefinite right to reside and seek employment through its Economic Investment Residential Certificate, against a 2.5 million BMD investment (pegged 1:1 to the US dollar) held for five years, in a territory with no personal income tax, no capital gains tax and no VAT. Two things to keep honest: 90 days of presence a year are required for five years, and this is residency, not a route to a passport.
Residency by investment — key figures
- From
- $2 500 000≈ $3 337 500 — estimated total, family of four, fees included
- Processing time
- 1–3 months
- Physical presence
- Holders must spend at least 90 days in Bermuda in each calendar year for the five years following the grant, and keep the qualifying investment at 2.5 million or more over the same period; both are verified at the end of year five to retain the certificate. Two or more years of continuous residence outside Bermuda without prior leave from the Minister can trigger revocation.
Investment routes
| Route | Official minimum | Real total, family of four |
|---|---|---|
| Real estate | $2 500 000 | ≈ $3 337 500 |
| BusinessAlso accepted for this threshold — capital transfer | $2 500 000 | ≈ $3 337 500 |
| Donation | $2 500 000 | ≈ $3 337 500 |
Last verified
Tax at a glance
- No personal income tax, no capital gains tax, no VAT
- Payroll tax instead: employer rates up to 9.5% by payroll size, plus an employee portion from 0.25% to 12.5% by band, capped at 1,000,000 BMD of remuneration
- Land tax twice a year on the annual rental value, progressive — the top band over 120,000 BMD of ARV is taxed at 50%
- Corporate income tax of 15% since 1 January 2025, but only for multinational groups with revenue of 750 million EUR or more
- Non-Bermudians pay a land-holding licence on purchase: 12.5% for a house, 8% for a condominium
Compare it with another jurisdiction
| — | Portugal | Greece |
|---|---|---|
| Official minimum | env. $289 000Identical on this line | env. $289 000Identical on this line |
| Real total, family of 4 (fees included) | ≈ $385 214Identical on this line | ≈ $385 214Identical on this line |
| Announced processing | 12–24 months | 4–6 monthsfaster |
| Presence required | Seven days in the first year, then fourteen days in each subsequent two-year period. | None. |
| Years to citizenship | 10 years | 7 yearsfaster |
| Investment routes | Investment fund, Business, Donation | Real estate |
| A route returns the capital | NoIdentical on this line | NoIdentical on this line |
| Open to Russian applicants | YesIdentical on this line | YesIdentical on this line |
| Region | EuropeIdentical on this line | EuropeIdentical on this line |
Open the country page · PortugalOpen the country page · Greece
Frequently asked questions
Does Bermuda have an income tax?
How much do I need to invest for Bermuda residency?
Does Bermuda residency lead to a passport?
Freedom. Anywhere.
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What we do for you
Citizenship or residence, the honest answer often is not the one you arrived with. We take the whole procedure with you — eligibility, the route that fits your situation, the file, the follow-up — with one person on your side throughout.
For Bermuda specifically, you are talking to someone who already knows the file: who to speak to on the ground, what the unit actually asks for, and the points where applications stall.
- One point of contact, from the first call to the certificate
- Vetted partners on the ground — law firms, licensed agents, banks — introduced, not listed
- It starts with a short qualifying call, and no, it is not a sales call
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