Andorra — FAQ
Frequently asked questions
Can I get an Andorran passport by investing?
No. Andorra has no citizenship-by-investment programme. Naturalisation requires around twenty years of residence (or ten if you completed compulsory schooling in Andorra), and Andorra does not permit dual nationality — acquiring it means renouncing your current one. Confirm the current rule with the Govern d’Andorra.
How much do I need after the 2026 reform?
The passive-residency investment threshold rose from 600,000 to 1,155,000 USD in Andorran assets in early 2026, and annual quotas now apply (Decret 75/2026). A non-interest-bearing deposit with the AFA forms part of it. The exact sub-figures vary between sources, so confirm the current amounts and quota directly with the Govern d’Andorra.
Is Andorra in the EU or the Schengen area?
No. Andorra is neither an EU member state nor part of the Schengen area, though it has customs and monetary arrangements with the EU and open land borders with France and Spain.
How long does it take?
The programme announces 2–4 months. That is the official figure, not a commitment.
Do I have to travel there?
At least 90 days per year of physical presence in Andorra. This is a real requirement — passive residency is not a purely on-paper status.
Who can I include in the application?
The spouse or partner and dependent children can be included, and dependent ascendants in some cases, each subject to the immigration file and, where applicable, additional AFA deposits.
Which investment routes exist?
One route: Capital transfer.
Do I get the money back?
The cheapest route is recoverable, subject to market value. Recoverable is not risk-free.
What taxes would I actually pay?
Here is what we verified for Andorra. Personal income tax (IRPF) capped at 10 percent, among Europe’s lowest Corporate tax (Impost sobre Societats) capped at 10 percent IGI, the Andorran VAT, at a general 4.5 percent — the lowest in Europe No wealth tax and no general inheritance or gift tax The rates, one by one, are in the tax tab. One caution worth more than any table: holding a residence permit does not automatically make you a tax resident, and being a tax resident does not require one. Which of the two you want is the first thing we settle in conversation.
Which assets count towards the threshold?
The routes table shows Capital transfer. The same threshold also admits real estate, business, government bonds, bank deposit — one bar to clear, several ways to clear it. That distinction changes how the money is structured, and most comparison sites miss it entirely.
Can I buy and rent it out?
Andorra has a property route. What we cannot tell you in general: whether you may let it depends on the approved project. Some run a rental programme and manage it for you; others forbid it outright, and the yield you were shown was never contractual. We read the project rules with you before you commit.
What do you actually do for me?
We accompany the whole procedure, residency in Andorra included, with one person on your side from start to finish. On the ground we work through an established service and its contacts, and we introduce partners we have tested — law firms, licensed agents, banks — instead of leaving you to find them. It starts with a short qualifying call: tell us your situation and we come back to you with a slot.
How we work
Are you an agent or an intermediary?
We are not the programme unit and we do not file your application for you — licensed agents do that, and we introduce you to ones we have tested. What we do is document the programmes against official sources, then walk the procedure with you: eligibility, the route that fits, the file, the follow-up, with one person on your side throughout.
What does the accompaniment cover?
Every citizenship and residency procedure on the jurisdictions documented here — not a shortlist we happen to sell. We start from your situation and your constraints, not from a catalogue, and if the honest answer is that none of them fits, that is what you get.
Do you have anyone on the ground?
Yes — in each of these places we work through an established service and its contacts: licensed agents, law firms, banks, developers where property is involved. You deal with one person on our side; they open the doors and stay accountable for what they introduced.
How does it start?
With a short qualifying call — twenty to thirty minutes to understand your nationality, your family, your timeline and your budget, and to say which routes are genuinely open to you. It is not a sales call. If you would rather write, leave a message and we come back with a slot that suits you.
Where do your figures come from?
Every figure carries at least one official government source and the date we last checked it. A figure backed only by a law firm or the trade press does not qualify — you will find the sources at the bottom of each page.
Why do you publish two processing times?
Because the announced figure and the observed figure often differ, sometimes by a year. Saint Lucia announces 90 days; practitioners report 14 to 24 months. Publishing only the official number would repeat a sales claim; publishing only the observed one would not be verifiable. We attribute both.
How often are the pages rechecked?
Each page shows its own verification date. Programmes change without notice, so treat any figure older than a few months as a starting point for your own check, not as settled fact.
What do you do when the sources disagree?
We publish the disagreement rather than pick a side. You will see what the official text says, what practitioners report, what remains unestablished, and who to ask. A reader committing several hundred thousand has the right to know a point is disputed.
Is this legal or tax advice?
No. It is general information, verified and dated. Official conditions prevail, and your own situation may change the answer entirely. Consult a licensed professional before deciding anything.
A question that is not here?
Ask it. We answer with sources, or we tell you the point is not settled.
Freedom. Anywhere.
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What we do for you
Citizenship or residence, the honest answer often is not the one you arrived with. We take the whole procedure with you — eligibility, the route that fits your situation, the file, the follow-up — with one person on your side throughout.
For Andorra specifically, you are talking to someone who already knows the file: who to speak to on the ground, what the unit actually asks for, and the points where applications stall.
- One point of contact, from the first call to the certificate
- Vetted partners on the ground — law firms, licensed agents, banks — introduced, not listed
- It starts with a short qualifying call, and no, it is not a sales call
Prefer to write? Leave us a message and we come back with a slot that suits you.