ORVELION
Signature landscape of United Arab Emirates.
Jurisdictions

United Arab Emirates

The UAE offers a ten-year renewable Golden Visa from a 545,000 USD property investment, with no personal income tax and no minimum stay. One point to be clear about: this is residence, not citizenship — the UAE has no citizenship-by-investment programme.

Francisco Anzola · CC BY 3.0

Ask whether the UAE sells citizenship and the honest answer is no: the ten-year Golden Visa is residence, obtainable from 545,000 USD in property, and nationality remains an exceptional discretionary grant with no application right. What draws people is the tax side — zero personal income tax on salary, dividends or capital gains — but that headline stops at the individual; company profits above 102,000 USD have paid 9 percent since June 2023. Holding the visa does not by itself make anyone tax-resident, and without a registered will an estate here defaults to Sharia succession. Compare the UAE with Cyprus or Andorra for lower-tax European alternatives on our golden visa comparison table.

Programme status

ProgrammeStatusVerified onOfficial source
UAE Golden Visa (Long-Term Residence)OpenThe Official Portal of the UAE Government — Golden visa

The programme

Residency by investment

UAE Golden Visa (Long-Term Residence)

From
env. $136 000≈ $181 734 for a family of four, fees included
Processing time
1–3 months
Physical presence
No minimum stay. Unlike ordinary residents, golden visa holders keep their status even after more than six months abroad — a genuine difference confirmed by the government portal.

Read the full UAE Golden Visa (Long-Term Residence) page →

Investment routes

RouteOfficial minimumReal total, family of fourHoldRecoverable
Real estateOne or more properties worth at least 545,000 USD (about 545,000 USD), free of loans. Grants a ten-year renewable residence.env. $545 000≈ $726 934—No
Bank depositApproved investment or deposit of at least 545,000 USD, or annual taxes of at least 68,000 USD. Ten-year residence.env. $545 000≈ $726 934—Yes
BusinessEntrepreneur route: an innovative project of at least 136,000 USD with a letter from an approved incubator or emirate. Five-year residence.env. $136 000≈ $181 734—No

Timeline

The programme announces 1–3 months. That is the official figure, not a commitment.

Eligibility and exclusions

Family
Spouse and children sponsored on dependent visas of the same duration, with no minimum-stay requirement.
Physical presence
No minimum stay. Unlike ordinary residents, golden visa holders keep their status even after more than six months abroad — a genuine difference confirmed by the government portal.

Tax at a glance

  • No personal income tax on individuals (Federal Tax Authority)
  • Corporate tax of 9 percent applies to company profits above 102,000 USD, since June 2023
  • Inheritance defaults to Sharia rules unless a registered will provides otherwise

Personal income: zero

The UAE levies no personal income tax on individuals — no tax on salary, dividends, capital gains, rental income or interest. This federal position is the core reason people relocate here on a UAE golden visa from higher-tax countries. It is the same headline as the Caribbean programmes, but backed by a large, diversified economy rather than a small island.

Corporate tax (9% since 2023)

Since June 2023 the UAE applies a federal corporate tax of 9% on business profits above 102,000 USD (about USD 100,000); profit below that threshold is taxed at 0%. Very large multinational groups within the scope of the OECD global minimum tax can face a 15% effective top-up. Many free-zone businesses that meet the “qualifying income” conditions still enjoy a 0% rate. Crucially, this is a tax on business profit — an individual’s personal income remains untaxed.

Indirect tax (VAT at 5%)

On the indirect side the UAE charges VAT at 5%, one of the lowest standard rates in the world, on most goods and services, with zero-rating and exemptions for some categories such as certain exports, healthcare and education. Separate excise taxes apply to tobacco, energy and sugary drinks. There is no additional sales or luxury tax layered on top.

What the UAE does not tax

For individuals there is no wealth tax, no capital gains tax and no inheritance or estate tax. One real planning point: in the absence of a registered will, an estate located in the UAE defaults to Sharia succession rules — non-Muslim residents typically register a will (for example through the DIFC Wills service) to direct their assets instead.

Residency is not automatic tax residency

The golden visa is a ten-year residence permit, not automatic tax residency. The UAE issues a Tax Residency Certificate to those who meet the presence and ties tests (broadly 183 days, or 90 days with a permanent home and ties). And as everywhere, moving here does not by itself end obligations to a country that taxes on citizenship — the United States — or that applies exit taxes on departure. We set this out in our guide to second citizenship and taxes.

Treaties, substance and the honest comparison

The UAE has an extensive network of double-taxation treaties and takes part in the automatic exchange of financial-account information (CRS), so structures need genuine substance to hold up — a letterbox arrangement will not. If a low-tax base is the goal, weigh the UAE against a zero-income-tax residency such as Bermuda or EU options such as Portugal’s golden visa on our golden visa comparison, and read how the route works in practice in our timeline guide. Confirm your own position with a qualified tax adviser, and see our methodology for how we verify every figure here.

Real estate

RouteOfficial minimumReal total, family of four
Real estateenv. $545 000≈ $726 934

Compare it with another jurisdiction

—MexicoMalta
Official minimum$78 000lowerenv. $80 800
Real total, family of 4 (fees included)≈ $104 130lower≈ $107 860
Announced processing2–6 monthsfaster12–18 months
Presence requiredTemporary residents should not be absent from Mexico for more than two consecutive years to keep the status; permanent residence is more flexible.None.
Years to citizenship5 yearsfaster—
Investment routesCapital transfer, Business, Bank depositReal estate
A route returns the capitalYesNo
Open to Russian applicantsYesIdentical on this lineYesIdentical on this line
RegionLatin AmericaEurope

Open the country page · MexicoOpen the country page · Malta

Frequently asked questions


Can I get a UAE passport by investing?

No. The UAE has no citizenship-by-investment programme. The Golden Visa is long-term residence. Nationality is an exceptional discretionary grant with no application right and no set investment amount.

Will I lose the visa if I leave the country for a while?

No. Unlike ordinary residents, Golden Visa holders keep their status even after more than six months abroad, and there is no minimum-stay requirement. The government portal states this explicitly.

Do I have to travel there?

No minimum stay. Unlike ordinary residents, golden visa holders keep their status even after more than six months abroad — a genuine difference confirmed by the government portal.

Who can I include in the application?

Spouse and children sponsored on dependent visas of the same duration, with no minimum-stay requirement.

Freedom. Anywhere.

Find my programme

What we do for you

Citizenship or residence, the honest answer often is not the one you arrived with. We take the whole procedure with you — eligibility, the route that fits your situation, the file, the follow-up — with one person on your side throughout.

For United Arab Emirates specifically, you are talking to someone who already knows the file: who to speak to on the ground, what the unit actually asks for, and the points where applications stall.

  • One point of contact, from the first call to the certificate
  • Vetted partners on the ground — law firms, licensed agents, banks — introduced, not listed
  • It starts with a short qualifying call, and no, it is not a sales call

Prefer to write? Leave us a message and we come back with a slot that suits you.