Panama — Investment routes
| Route | Official minimum | Real total, family of four | Hold | Recoverable |
|---|---|---|---|---|
| Real estateReal estate free of liens, held for five years. This 300,000 USD threshold is a window: under Decree 193-2024 it is set to revert to 500,000 USD around 15 October 2026 unless extended again. Government fees add roughly 10,000 USD plus per-dependant charges. | $300 000 | ≈ $400 500 | 5 yr | No |
| Investment fundInvestment of 500,000 USD in securities through a Panama brokerage, held five years. Redeemable at the end of the term, subject to market value. | $500 000 | ≈ $667 500 | 5 yr | Yes |
| Bank depositFixed-term bank deposit of 750,000 USD in a Panama bank, held five years. The highest entry point of the three routes, but capital-preserving. | $750 000 | ≈ $1 001 250 | 5 yr | Yes |
Last verified