Mexico Residency (investment or economic solvency)
- Processing time
- 2–6 months
- Physical presence
- Temporary residents should not be absent from Mexico for more than two consecutive years to keep the status; permanent residence is more flexible. Naturalisation is possible after five years of residence (two years if married to a Mexican or from certain Latin American or Iberian countries), and expects real presence and some Spanish.
- Family
- Spouse and dependent children are included; each dependant adds to the required financial thresholds (roughly 1,400 USD per dependant).
Investment routes
Fixed capital
From $300 000
- Capital
- Non-refundable
Investment of at least about 300,000 USD (roughly 5.38 million pesos) in a Mexican company or in shares listed on the Mexican stock exchange, granting temporary residency that converts to permanent after four years.
Bank deposit
From $298 000
- Holding period
- 1 years
- Capital
- Refundable
Alternatively, economic solvency: savings and investments of about 298,000 USD held for the last twelve months can support direct permanent residency (or roughly 7,400 USD of monthly income over six months). Income and savings cannot be combined, and figures are pegged to the UMA index that rises each January.
Limits and drawbacks
- This is the big one: Mexico taxes its tax residents on worldwide income, at rates up to 35%. If you make Mexico your home or centre of vital interests, your global income can be taxed here — this is not a tax-haven move.
- Tax residency turns on your home and centre of interests, not a simple day count, so you can hold immigration residency without becoming tax-resident — but get advice before assuming that.
- Economic-solvency thresholds are pegged to the UMA index and rise each January, and consulates apply them with some discretion; confirm current figures with the consulate you will use.
- This is residency, not citizenship. Naturalisation takes five years and expects genuine presence and Spanish.